Terms of Use

1) General

This website (the “Site”), including any subdomains and pages operated under consultkimball.com and related domains (together, the “Site”), is owned and operated by Kimball Consulting LLC (“Kimball Consulting,” “Company,” “we,” “our,” or “us”). By accessing or using the Site in any manner—whether automated or otherwise—you agree to be bound by these Terms of Use (the “Terms”), our Privacy Policy, and any additional terms and conditions that apply to specific sections of the Site or to products and services available through the Site.

We may update these Terms from time to time. When we do, we will post the revised Terms on this page with a new “Last updated” date. Your continued use of the Site after any changes means you accept the Terms as modified.

If you do not agree to these Terms, please do not use the Site.

2) Eligibility

By using the Site, you represent that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms.

3) Intellectual Property Rights

Our Limited License to You

The Site and all materials on the Site—including text, images, videos, graphics, logos, icons, downloads, resources, and other content (collectively, the “Content”)—are owned by us and/or our affiliates or licensors and are protected by U.S. and international copyright, trademark, and other intellectual property laws.

We grant you a limited, revocable, non-exclusive, non-transferable license to view the Site and to download or print a single copy of individual pages for your personal, non-commercial use only, provided you keep intact all copyright and proprietary notices. Except as expressly permitted in these Terms, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute any Content in any manner or medium without our prior written consent.

Your License to Us (User Submissions)

If you post or submit any material to us through the Site, email, text, social media, or otherwise (including comments, testimonials, reviews, photos, or videos), you represent and warrant that:
(i) you are the owner of the material or have the owner’s express consent; and
(ii) you are at least thirteen (13) years of age.
By submitting material, you grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, translate, distribute, display, and create derivative works from that material in any media, solely for the purposes of operating, marketing, and improving our services, and in accordance with applicable law and our Privacy Policy.

4) Acceptable Use & Prohibited Conduct

You agree not to use the Site to:

violate any law, regulation, or third-party right;

upload malicious code or interfere with Site operation;

attempt to gain unauthorized access to any systems or networks;

collect information about other users without consent;

use any automated means to access the Site (e.g., scraping) except as expressly permitted by us in writing; or

engage in any activity that could damage, disable, overburden, or impair the Site.

We may, at our sole discretion, suspend or terminate access by users who violate these Terms.

5) Third-Party Links & Resources (Disclaimers)

We may provide links or pointers to third-party websites or resources. These links do not imply endorsement or sponsorship of such sites or their content. We do not control—and are not responsible for—any third-party information, products, or services. Any opinions, advice, statements, services, offers, or other content expressed by third parties are those of their respective authors and not of Kimball Consulting. We make no guarantee regarding the accuracy, completeness, or usefulness of third-party content.

6) Financing Independence & Responsible Use (Important)

Kimball Consulting is a strategic financing advisor, not a direct lender. We provide advisory services, educational materials, and introductions to independent third-party funding providers. Underwriting decisions, terms, and timelines are determined solely by those third-party providers.

Once funding (if any) is approved and disbursed, the use of funds is at the client’s sole discretion. We do not control or monitor how funds are used. Access to capital can be a powerful growth tool, but poor deployment can create unnecessary risk. We encourage clients to consult qualified financial, legal, tax, and accounting professionals and to allocate capital toward revenue-generating activities and durable business assets.

No Guarantees. We do not guarantee approvals, specific funding amounts, interest rates, terms, timelines, or outcomes. Any examples are illustrative only; results vary by credit profile, financials, industry, lender criteria, and market conditions.

7) Educational & Professional Advice Disclaimers

All Site content is provided for educational and informational purposes only. Nothing on the Site should be construed as legal, tax, accounting, or investment advice. You should consult your own professional advisors before making decisions.

8) Fees, Purchases & Refunds

From time to time, we may offer paid products or services (e.g., consultations, document reviews, financing strategy engagements). Each product or service will specify its own pricing and refund policy, which controls in the event of any conflict with this section.

Unless expressly stated otherwise in the specific offer terms:

Fees are due at the time of purchase.

Payments are processed by third-party payment processors subject to their terms and privacy practices.

Taxes may apply.

Refunds (if any) are governed by the applicable product or engagement agreement.

9) Appointments, Rescheduling & Cancellations

If your purchase includes a scheduled session, you may be subject to rescheduling or cancellation policies that will be specified at the time of booking or in your engagement agreement. Missed or late appointments may be deemed forfeited per the applicable policy.

10) Promotions, Contests & Giveaways

From time to time, we may conduct promotions, challenges, contests, or giveaways. Each promotion will have its own Official Rules posted at the time of the offer. To the extent of any conflict, the Official Rules control over these Terms for that promotion.

11) Messaging & Communications

By providing your email address or phone number, you consent to receive communications from us (including informational and promotional messages) as permitted by law. You may opt out as described in those communications. Standard carrier rates may apply for SMS/text.

12) Platform Notice

Facebook, LinkedIn, Instagram, YouTube, Google, and any other referenced platforms are not affiliated with, associated with, or endorsing Kimball Consulting, our Site, or our offers.

13) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL KIMBALL CONSULTING, ITS OFFICERS, MEMBERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE OR ANY CONTENT, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SITE SHALL NOT EXCEED THE AMOUNT YOU PAID (IF ANY) TO US FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

Some jurisdictions do not allow certain limitations; in those cases, the above limitations apply to the fullest extent permitted by law.

14) Indemnification

You agree to indemnify, defend, and hold harmless Kimball Consulting and its officers, members, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use or misuse of the Site; (b) your violation of these Terms; or (c) your violation of any law or third-party right.

15) Privacy

Your use of the Site is also subject to our Privacy Policy, which explains how we collect, use, and share information. By using the Site, you consent to our Privacy Policy.

16) Dispute Resolution; Governing Law; Venue

We value straightforward, professional resolution. If a dispute arises, the parties will first attempt to resolve it in good faith through informal discussions. If unresolved within 60 days, the parties agree to participate in non-binding mediation in Hennepin County, Minnesota.

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict-of-law principles. Subject to the mediation requirement above, the exclusive venue for any action arising out of or relating to these Terms or the Site shall be the state or federal courts located in Hennepin County, Minnesota, and you consent to personal jurisdiction in those courts.

Waiver of Class Actions and Jury Trial. To the fullest extent permitted by law, you agree to bring claims in your individual capacity only and not as a plaintiff or class member in any purported class or representative action, and you waive the right to a jury trial.

17) International Use

We control and operate the Site from the United States. We make no representation that the Site or its content is appropriate or available for use in other locations. If you access the Site from outside the U.S., you do so on your own initiative and are responsible for compliance with local laws.

18) Termination

We may, in our sole discretion, suspend or terminate your access to all or part of the Site for any reason, including violation of these Terms, without notice.

19) Miscellaneous

Entire Agreement. These Terms, together with any additional terms expressly incorporated by reference and our Privacy Policy, constitute the entire agreement between you and us regarding the Site.

Severability. If any provision is found unenforceable, the remaining provisions will remain in full force and effect.

No Waiver. Our failure to enforce any right or provision shall not be deemed a waiver of such right or provision.

Assignment. You may not assign your rights or obligations under these Terms without our prior written consent. We may assign these Terms at any time.

20) Contact Us

Kimball Consulting LLC
330 S 2nd Ave, Suite 220 #1263
Minneapolis, MN 55401
Phone: (612) 441-4580

If you have questions about these Terms—or if something here doesn’t quite fit your situation—please reach out. We’re happy to help clarify.